- INSURANCE REQUIREMENTS FOR ALL FULL-TIME QUINNIPIAC
UNIVERISTY STUDENTS Quinnipiac University
REQUIRES all students to have a personal medical
insurance policy. All students are required to go login to
complete all information.
- If a student does not have a personal medical insurance policy,
the student will have the opportunity to enroll in the United
Health Care insurance program at www.gallagherkoster.com/schools/quinnipiac/.
The cost of the policy, $1,370 will automatically be added to the
student’s Quinnipiac school bill.
- All International student-athletes will automatically be
considered for the personal medical insurance policy purchased by
Quinnipiac University; the student must still actively
enroll in the United Health Care insurance program at www.gallagherkoster.com/schools/quinnipiac/.
- The United Health Care Group insurance program meets the
requirement for student-athletes who must purchase their own
personal medical insurance policy.
- All parents and legal guardians are required to sign
and date the Insurance Guidlines form stating that they
have read and fully understand Quinnipiac University and the
Department of Athletics policies and information outlined in this
document, regardless if the student is of legal age. The student-
athlete will not be cleared to participate without these
Department of Athletics
& Recreation Policy on Insurance Coverage for
- A student-athlete’s personal medical insurance policy
must be valid prior to the day the student-athlete begins
participating in any required athletically-related activities (e.g.
practice, strength and conditioning activities, captains’
practices, etc.). The medical insurance policy must
cover any claims made while attending school in Connecticut and
practicing and competing as a student-athlete.
- Student-athletes are required to maintain their
personal medical insurance policy throughout the
academic year as well as any time a team’s season extends
beyond the academic year. A student-athlete is required to
immediately inform the Sports Medicine staff of any change in their
personal, medical insurance coverage. Failure to do so could
result in the student-athlete being financially responsible for
costs incurred as a result of an athletically related
- A student-athlete’s personal medical insurance policy is
required to cover activities and injuries relating to
intercollegiate athletics participation. If the personal
medical insurance policy does not cover activities and injuries
related to intercollegiate athletics participation, the
student-athlete is required to obtain another policy that will
cover such activities.
- Any injury sustained while participating in intercollegiate
athletics will first be the
responsibility of the student-athlete’s personal medical
insurance policy. The university insurance
will only cover usual and customary expenses related to the claim
and will not reimburse for initial individual plan
deductibles. Please educate and inform the student
if their insurance requires a referral from your primary care
- Quinnipiac University has a medical insurance policy which
serves as a secondary medical insurance policy for
its’ student-athletes. This insurance policy will help
with costs not covered by the student-athlete’s primary
medical insurance policy. This secondary insurance is
not a substitute for a student-athlete having coverage from
primary, personal medical insurance coverage.
Quinnipiac University’s secondary insurance policy coverage
will only be valid to help cover usual and customary costs
due to injuries directly caused by participation in intercollegiate
athletics (including Acrobatics and Tumbling). Sickness
and/or injury that occur in the dorm are examples of incidents that
would not be covered by the University’s secondary
- When the Athletic Training Staff feels that a student-athlete
should be referred to a specialist, the staff will make the
necessary arrangements. Should a student-athlete seek
medical treatment or a second opinion outside the Quinnipiac
Department of Athletics network of physicians without a referral
from the Quinnipiac Athletic Training Department, the
student-athlete is financially responsible.
Quinnipiac will not pay for any subsequent medical visits that are
sought by the student-athlete.
- NCAA rules prohibit colleges and universities from paying any
medical costs for an injury or illness not directly caused by
participation in intercollegiate athletics. It is for this
reason student-athletes are required to have their own personal
medical insurance coverage. Quinnipiac University strongly
recommends student-athletes contact their current medical insurance
carrier to verify that their policy will cover non-emergency
athletic injuries and general illness while attending a college in
the state of Connecticut.
- A few student-athletes who do not have primary medical
insurance coverage may qualify to have the Department of Athletics
purchase insurance on their behalf, in accordance with NCAA
rules. If you indicated below that you do
not have a primary medical insurance policy which would cover you
for your participation in intercollegiate athletics while attending
school in Connecticut please read the next page of this document.
The student should also enroll in the United Health Care insurance
program at www.gallagherkoster.com/schools/quinnipiac/.
If it is determined that you will not need the United Health Care
Insurance Policy, it is possible to waive at a later date.
- All secondary insurance claims and related paperwork should be
directed to Athletic Training; GM-ATH; ATTN: Athletic Training; 275
Mount Carmel Ave; Hamden, CT 06518; or at 203-582-8408.